Quick Personal Loans in NZ

Loan Direct is the online leader in personal loans, providing loans for just about anything. Whether you require a personal loan to clear your credit card, take a well deserved break or for that unexpected special occasion we can help make it happen. We can arrange a convenient repayment plan to suit your budget with flexible loan payments in sync with your income.

We understand that sometimes life throws curve balls at you, so if an unexpected situation arises we are normally able to get your loan approved and the money in your bank account as soon as possible. We have several online loan calculators to help you find how much you can borrow and more importantly how much it will cost.

So if you require a personal loan apply now or phone us on 0800 323 130 to get started.

Competitive quick loans – Loan Direct – Your money, your way

Apply Online Now!or call us on 0800 323 130 0800 323 130

We do not offer Short Term loans, all Loan Direct loans are for terms of six to sixty months.

Our current interest rates range from 13.95% APR (Annual Percentage Rate) to a maximum APR (Annual Percentage Rate) of 29.95%. The rate offered will depend upon your credit history, security offered and your overall credit profile, all rates are fixed for the term of the agreement.

A typical example of a $3,000 loan through Loan Direct would be as follows:

Loan Amount $3,000
Establishment Fee $295
Weekly Admin Fee $3.46
Payments over 24 months @ 13.95% $39 per week
Total cost payable over 24 Months $4154.88
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