When faced with large expenses or financial challenges, a $75k loan can be a game-changing tool. We’re highlighting $75k because this is the maximum we can lend unsecured, but we also offer the flexibility to borrow lower amounts, like a $50k loan.
Whether you’re looking to consolidate debt, make home upgrades, or tackle personal projects, accessing loans like these can provide the financial freedom to pursue your goals.
With our flexible options, competitive rates, and expert advice, Loan Direct can arrange a $75,000 loan from just $319 per week!*
We strive to provide personalised solutions that align with your financial goals and aspirations, empowering you to achieve your dreams with peace of mind.
*Based on a 12.95% interest rate over a 7-year term.
What Can You Do with a $75k Loan?
A loan of this size offers endless possibilities to improve your financial stability or quality of life. Here are some common ways borrowers choose to leverage this opportunity:
1. Buy a New Car
Whether you’re upgrading to a family SUV or buying an eco-friendly hybrid, a $75,000 loan lets you finance the vehicle you need without using all your savings. With flexible repayment terms from Loan Direct, you can easily spread out the cost to fit within your budget.
2. Major Home Renovations
Looking to add value to your home or finally build your dream kitchen? A $75k or $70k loan is ideal for large-scale home improvements, from adding extra rooms to installing energy-efficient upgrades like solar panels. Beyond enhancing your living experience, these projects can often increase the long-term value of your home.
3. Debt Consolidation
Debt consolidation is one of the smartest ways to use a $75k loan. Consolidating multiple high-interest debts into a single, more manageable loan can help reduce your monthly repayments and save you money over time.
Here’s a real life example from one of our clients:
Shaun was juggling a significant $33,000 loan at an overwhelming interest rate. Despite working full-time with a solid income, Shaun was living paycheck to paycheck due to his weekly loan payments of $1,100.
Loan Direct stepped in with a simple solution. We helped Shaun consolidate his debt into a new $43,000 loan with a significantly lower interest rate.
Not only did this cover his existing balance, but it also gave him funds to clear other financial obligations.
Best of all, his new weekly payment was only $260—a staggering $840 less per week, giving Shaun breathing room to live comfortably.
Debt consolidation isn’t just about saving money—it’s about reclaiming control over your finances.
How to Get a $75k Loan
Applying for a loan with Loan Direct couldn’t be easier. Whether you need funds for personal projects or consolidating debt, we offer fast, straightforward solutions tailored to your needs.
With Loan Direct, you can borrow up to $75k without requiring any collateral. An unsecured loan is perfect for those who want flexibility and freedom in how they use their funds.
If $75,000 isn’t enough to cover your goals, Loan Direct also offers secured loans for amounts up to $150,000, sometimes even more. Collateral (such as a vehicle or property) is required, but the trade-off is an even lower interest rate to save you more in the long run.
Why Choose Loan Direct?
When it comes to borrowing, Loan Direct stands out for its speed, affordability, and customer care. Here’s why we’re the preferred choice for so many borrowers:
Competitive Rates
Rates as low as 11.95% for unsecured loans and 9.95% for secured loans mean you’ll save more in interest over time.
Fast Approval
Apply online in just 2 minutes and receive approval within 1–2 hours*. Once approved, you could have your funds the very same day!*
Hassle-Free Process
No need for tedious paperwork or endless bureaucracy. Our streamlined online application makes getting a loan simple and stress-free.
Dedicated Support Team
Unsure about your options? Our expert loan advisors are here to guide you every step of the way. We work hard to secure the best deal tailored to your needs.
Flexible Repayment Plans
Spread your payments over 6 to 84 months, giving you the financial freedom to budget effectively.
Advice You Can Trust
At Loan Direct, we understand how important trust is in financial matters. That’s why we abide by strict responsible lending practices and operate transparently to ensure you feel confident in your borrowing decision.
As registered financial advisors registered with the Financial Services Federation (FSF), our team will find solutions that are in your best interest. Our focus is on the financial well-being of our clients. We have been granted a full class 2 Financial Advice Provider Licence by the Financial Markets Authority.
FAQ
There’s a good chance you can get a loan with bad credit if you have enough regular income to cover your loan payments. We believe in second chances, so even if you have a low credit score, we might still be able to help. However, you will likely need security. Don’t hesitate to contact us today to talk about your situation and we’ll do our best to help.
If you apply for a loan through Loan Direct, we will check your credit to make sure you can repay your loan. Our obligations as a responsible lender means we want you to succeed financially. Even if you have bad credit, that doesn’t mean you won’t get a loan. By learning about your financial situation and the reasons for your poor credit history, we can come up with a positive solution.
We have to conduct responsible lending checks before arranging loans, but this doesn’t take long. With Loan Direct, you can secure a great deal on a loan within a few hours.
A $75k loan could cost you as little as $319 per week (based on a 12.95% interest rate over a 7-year term). However, your actual interest rate may vary depending on your individual circumstances. To find out how much your loan payments would be, you can use our free online loan calculator.
With Loan Direct you can borrow up to $75,000 unsecured, or $150,000 (sometimes even more) with a secured loan.
