Getting a loan doesn’t have to be a stressful, complicated process. At Loan Direct, we’ve redefined the lending experience to make it faster, easier, and more accessible—even for those with not so perfect credit histories. Whether you need funds for emergencies, debt consolidation, or large expenses, we specialise in easy approval loans, making the process, well – easy!
Keep reading to find out how we do it.
How Loan Direct Delivers Easy Approval Loans?
Loan Direct is not your average lender. We’re a loan broker that gives you access to 11 different lenders from just one simple application! That’s 11 chances for approval, increasing the odds that one lender will suit your needs perfectly.
Think of us as your partner in navigating the loan landscape—we work hard to match you with the best options so that you can get access to the funds you need quickly, without unnecessary stress.
Here’s what makes our process for easy approval loans stand out:
- Approval within 1–2 hours*
- Same-day payout* (once approved, the funds are in your account fast!)
- Easy online application in just 2 minutes
- A 100% paperless experience, so you can apply from anywhere
- Options tailored for bad credit clients, offering second chances with fair terms
- Expert advisors who genuinely care about finding the right solution for you
*Subject to responsible lending checks and criteria
Competitive Rates for Any Situation
At Loan Direct, we pride ourselves on offering some of the most affordable loan options in New Zealand.
- Unsecured loans from 11.95%
- Secured loans from 9.95%
You don’t need to worry about exorbitant rates or restrictive terms. Our goal is to provide loans that are fair, customisable, and suit your financial situation.
How We Simplify the Loan Experience
We understand that financial needs often come with a sense of urgency. That’s why we’ve designed a seamless loan application process that prioritises speed and convenience. Our system works in just a few simple steps:
1. Apply Online
2. Provide Access To Documents
3. Advisor Support
4. Finding you a Lender
5. Approval Within Hours
6. Same-Day Payout*
After e-signing your loan documents, the funds are transferred directly to your account.
*Subject to responsible lending checks and criteria
How to get an Easy Approval Loans with Bad Credit
Concerned about a poor credit history? Don’t be. Loan Direct understands that life doesn’t always go as planned, which is why we specialise in easy-approval loans for bad credit clients.
Many of our customers have successfully obtained loans despite previous defaults. If you can demonstrate efforts to manage your finances and can afford repayments, we’ll work with you to find a suitable solution.
Why We’re Different
- We only work with low-cost lenders, avoiding predatory high-interest loans.
- Flexible repayment terms mean you’ll always have manageable instalments.
- Approval is based on affordability and regular income, not just credit scores.
- We are experts in consolidation loans, making existing loan repayments a lot more affordable.
What Our Customers Are Saying
Such a great, professional and hassle-free experience. Julian Sheridan was amazing at his job and helped my whānau and I get a loan quick and easy. Thank you again!"
I was lucky enough to be helped by Shayaan Topiwala, his service was amazing! He made the entire process quick and easy to understand and had great communication throughout. Can’t recommend this company enough!"
FAQ
At Loan Direct, we strive to make the loan approval process as simple and stress-free as possible. Our streamlined application system considers more than just your credit score, so we can provide solutions tailored to your unique situation. Many applicants receive decisions within 1-2 hours*, and if approved, funds can often be transferred the same day. It’s quick, straightforward, and designed with your needs in mind.
Loan Direct offers unsecured loans up to $75,000, while larger funds are available with secured loans (up to $150,000).
Most applications are approved within 1-2 hours*, with funds often paid out the same day*.
*Subject to responsible lending checks and criteria
Complex financial situations can take longer to process, as it’s harder to get approval.
Yes! Loan Direct specialises in offering bad credit loans with fair rates and repayment terms designed to help you rebuild your financial stability.
Absolutely. From application to approval, everything is streamlined and paperless for your convenience.
