Life doesn’t always wait for payday — sometimes you need access to cash right now. Whether it’s an unexpected bill, car trouble, or a time-sensitive opportunity, it’s natural to ask: “How can I get money fast?” or “How can I get cash quick?”
At Loan Direct, we specialise in fast, straightforward cash loans designed to help Kiwis bridge the gap when they need money in a hurry. If you’re looking for same-day cash loans or a quick personal loan, you’re in the right place.
Let’s walk through your options — and how you can apply and get funded fast.
Fast Approval, Instant Cash Loans — How It Works
Loan Direct offers fast approval loans with the ability to deposit funds into your bank account the same day you’re approved. Our application process is completely online and only takes a couple of minutes to get started.
You can apply for amounts ranging from $2,000 all the way up to $75,000 (for unsecured loans), and once your application is reviewed and approved (often within 1–2 hours*), the money can be in your account that same day*.
*Subject to responsible lending checks and criteria.
How Can I Get Money Fast?
Follow these steps to get cash quick with Loan Direct:
1. Apply Online in 2 Minutes
- Fill out our super simple application form.
- Let us know how much you want to borrow.
2. Provide Supporting Info
- Upload a copy of your valid ID (like a driver licence).
- Provide access to your bank statements online using our secure portal — no printing or scanning required.
3. Get a Fast Decision
- Straightforward applications can be assessed quickly.
- You’ll often receive a decision within 1–2 hours during business hours*.
4. Receive Funds the Same Day
- If approved, we’ll deposit the money directly into your account the same day.
*Applications are subject to our lending criteria. Complex applications may take longer to asses
Why Choose Loan Direct?
- Fast online application
- Decisions in 1–2 hours*
- Same-day payout*
- No paperwork hassles
- Borrow $2,000–$75,000 unsecured
- NZ owned & operated
*Subject to responsible lending checks and criteria.
FAQ
Yes — most straightforward applications are assessed within 1–2 hours*, and once approved, funds are deposited the same day*. Just make sure to complete all requirements quickly (uploading ID and providing access to bank statements).
If you apply during business hours and your application is straightforward, you can receive your funds on the same day*. We process applications in the order we receive them, so the earlier in the day you apply, the better chance you have of getting same-day payout.
Bad credit isn’t a deal breaker for us. We specialise in helping people who have less-than-perfect credit scores get affordable loans. As long as you have enough regular income to cover the repayments, there’s a good chance of loan approval. Get in touch with us today to find out how we can help.
Yes — as a responsible lender, we’ll need to have a look at your recent financial history to make sure you can make your loan repayments. As part of your application you’ll need to:
- Upload a copy of your ID
- Provide online access to your bank statements through our secure link (no need to email or print anything)
More complex applications may take longer to review. To speed things up, ensure all your information is accurate and complete when you apply.
Absolutely. Loan Direct has helped thousands Kiwis get access to great personal loans, and we are committed to responsible lending and great customer service.
*Subject to responsible lending checks and criteria.
Get Started Now
If you’re still wondering how to get money fast or how to get cash quick, the answer is simple: Apply online with Loan Direct today.
It only takes 2 minutes to apply, and you could have funds in your account within hours.
