Loan Direct
Personal Loans
No complicated forms, face-to-face meetings or the need to tell us your life story! Just efficient, cost effective lending that’s tailored to you.
Personal loans direct to you, at highly competitive interest rates
Loan Direct Specialises in
Fast Personal Loans
- Approved in just 1 - 2 hours*
- 100% paperless process
- Easy online application
- Same day payout*
- Secured loans up to 100k
- Unsecured loans up to 75k
- Rates from 9.95%*
*Subject to responsible lending checks and lending criteria.
At Loan Direct our Mission is to
Deliver Fast, Low-Cost Lending
We are online loan specialists that provide our clients with access to funds quickly and at highly competitive interest rates. How do we achieve this?
By drawing on the latest technology and the expertise of an experienced lending team, we can have loans approved the same day or next*.
Our team moves fast and works efficiently. With us you deal with one person – no long queues, complicated forms, or drawn out bureaucratic processes. You deal with an experienced lending professional right from the start until your loan is settled. We have the experience, products and knowledge to find a solution that is right for you at payments that suit your budget.
*Subject to responsible lending checks and lending criteria.
Loan Direct
How Do Our Personal Loan Interest Rates Compare?
A lot of people think that if you want a low cost loan a bank is your only option. But that’s not necessarily true. In some cases our personal loan rates are cheaper than banks.
The lending criteria of our New Zealand based lenders isn’t as stringent either, which means we can provide our clients with more options and greater flexibility. If you have a regular income and can afford to meet your repayments, it should be pretty straightforward for us to arrange a loan for you.
Loan Direct
Types of Loans
- Consolidate Debts
- Paying off Credit Cards
- Vehicle Loans
- Extra Spending Money
- Family Expenses
- Emergency Loans
- Holiday Loan
Loan Direct
Debt Consolidation Loan
A debt consolidation loan is a very popular type of personal loan. If you have lots of high-interest loans, combining them into one easy to manage, low-cost loan could help you save in loan costs.
Try our Debt Consolidation Calculator to work out how much you could save by combining all your debts into one loan.
Loan Direct
How Much Could Your Repayments Be?
Try our Personal Loan Calculator to find out. Actual repayments will depend on your financial situation, but this tool can provide you with a good indication.
Don’t be. With Loan Direct you may still be able to get approved for a personal loan if you have bad credit.
Unlike other lenders, bad credit loans aren’t a ‘no-go’ for us. Many of our clients have defaulted on payments in the past, but can explain why and have made real efforts to get back on track.
When you apply for a personal loan with us we try hard to find you options.
At Loan Direct we pride ourselves on delivering a lending experience that is second-to-none. Our team is one of the most experienced in the country, settling hundreds of loans throughout NZ each month.
By embracing the latest technology with an efficient process, we move much faster than other lenders.
We have been operating for over a decade now (Since 2009) and each month over 20% of our business comes from clients we have dealt with before. This is a testament to our staff and the excellent service they provide. Here’s how we ensure our customers’ satisfaction.
- We keep you informed every step of the way
- We discuss all possible loan options so you can make an informed decision
- We work hard to deliver competitive interest rates
- We move fast and provide more options that most
Whilst Personal Loans are our specialty we also offer Debt Consolidation Loans, Home Improvement Loans and assist people with Bad Credit that require finance.
Our team is highly respected, customer-focused and responsive. So, if you want the best of both worlds – fast loans and competitive interest rates, apply now. Funds could be in your account today or tomorrow morning if you apply before 1pm.
If you’re sick of the stress and hoop-jumping other finance companies put you through, and want to experience what makes us different, give us a call or apply online. We look forward to assisting you.
